Payment services firm CreditCall has added Contactless.LIB, a full contactless payment capability, to its EMV Level 2 range of software Kernels. Terminal manufacturers and payment software developers can now quickly and easily integrate Contactless Kernel technology into their solutions to mitigate against the high cost of development and maintenance, the company says. 

CreditCall’s Contactless Kernel enables acceptance of Visa contactless and MasterCard PayPass-enabled cards in retail and unattended environments. It meets all current Visa, MasterCard and EMVCo standards, and allows support for additional contactless card schemes including NFC (Near Field Communication). Contactless.LIB supports MasterCard’s PayPass M/Chip and M/Stripe, in addition to Visa’s qVSDC and MSD functionality.

CreditCall says that the first deployment of Contactless.LIB is likely to be in the transportation ticketing sector, where there are a number of developers working on adding contactless capability to existing ITSO ticketing equipment and terminals.
“We want to ensure contactless payment can be used more widely,” says CreditCall CTO, Jeremy Gumbley. “The development of an independent Contactless Kernel will contribute towards an increased deployment of this technology, as it provides manufacturers and payment software developers (with) more freedom in choosing the best solution for their products.”