mPayments platform provider paythru has achieved Level 1 PCI DSS 2.0 (Payment Card Industry Data Security Standards) compliance – the highest card industry standard for secure payments. One of the key criteria of the updated standard is tokenisation, requiring primary account numbers, such as credit card details, are completely removed from the transaction process.

“Despite the huge potential of mCommerce, where effectively any mobile phone can be used to conduct a huge variety of transactions, the risk of fraud increases if mobile payment systems are not implemented securely,” says Russell Sheffield, director of innovation & development at paythru. “We understood this challenge very early on, and were one of the first in our industry to achieve Level 1 PCI DSS, so that our clients could reduce the risk of mobile payment fraud. Tokenisation has always been a central part of our security, which is why we have now achieved Level 1 PCI DSS 2.0. In fact, we have taken tokenisation one step further, with technology that also verifies whether the person making the payment is the genuine cardholder.”