Vocalinks mobile payments division, Zapp, has entered into a strategic alliance with Oracle, designed to deliver faster, more secure, more reliable mobile payments for UK consumers in 2014.

Zapp uses a consumer’s existing bank account and smartphone to enable “faster and more secure payments.” Zapp can be integrated into merchant online and mobile checkouts and can be used at the point of sale for NFC, QR code or any other system that a retailer has implemented. For consumers, Zapp can be embedded in current mobile banking applications so that they can access mobile payments from a trusted source without new logins or passwords. Consumers can check their balance before paying for goods.

The strategic alliance will see Oracle and Zapp build the Zapp payments platform on an Oracle Software & Hardware stack. The Zapp Web, Application and Database Servers will run on Oracle x86 and SPARC hardware, with the software behind the Zapp mobile payment eco-system being built on Oracle’s Database, WebLogic, Enterprise Service Bus, GoldenGate and Data Integration technologies. The Zapp solution will also use Oracle’s data encryption technology.

“Ensuring secure and reliable payments for millions of UK consumers, financial institutions and retailers is the foundation of Zapp,” said Zapp CEO, Peter Keenan. Our strategic alliance with Oracle allows us to bring real-time payments to UK consumers through their existing bank account and their mobile phone in 2014.”